Actually a really practical book from two guys who "get it." However, it was published in 2001, so take the numbers and references with a grain of salt. It actually provided some humor when they mentioned "video late fees," and how online banking was such a new concept! I wish they would write a new guide, incorporating apps, and other current financial trends. Overall, I'm glad I read this, and it did provide some helpful tips, but remember it's a little outdated!

It would have helped, if I'd graduated a decade ago. But not a mere couple of months ago. Things are different now and few people have the "whopping" $30,000 of debt from school alone that these two guys had together ...

This book would benefit from a refresh. As it was published in 2001, the tax information is hopelessly out of date, and the authors spend a bit too much time chastising readers for buying so many CDs. The general concepts are still sound, of course. Watch what you spend, get out of debt, and invest. This book may be the earliest example of a personal finance book for young professionals who are having trouble - as we say now - "adulting."

I doubt I'll be totally debt-free by 30, but the authors have given me the bold and ambitious goal to at least try, which is exciting in and of itself.